Women will get Rs 5 lakh without interest: Lakhpati Didi Yojana Online Apply 2024

What is the Lakhpati Didi Yojana? Lakhpati Didi Yojana Kya Hai

The Lakhpati Didi Yojana is a significant initiative by the central government aimed at empowering women financially. Under this scheme, women can avail of interest-free loans of up to ₹5 lakh. The primary objective is to support women in starting their businesses, enabling them to achieve financial independence and eventually become self-sufficient or “Lakhpatis.”

This program is part of a broader effort to promote entrepreneurship and uplift women by providing them with the necessary resources and opportunities to thrive in the business world.

What is the objective of Lakhapati Didi Yojana?

The main objective of the Lakhapati Didi Yojana is to empower women in the country by making them self-reliant and nurturing them into entrepreneurs. Under this scheme, women will be encouraged to engage in business and other income-generating activities, ensuring that they achieve an annual income of at least one lakh rupees.

Benefits of Lakhpati Didi Yojana:

1. Loan Facility: Women will be provided with an interest-free loan of up to ₹5 lakh to help them start or expand their businesses.
2. Training Programs: Beneficiaries will receive training in various fields such as business management, agriculture, livestock development, and more.
3. Business Expansion: The scheme aims to connect women entrepreneurs to the global market, enabling them to sell their products internationally.
4. Self-Help Group Support: Financial assistance will be provided to women through Self-Help Groups (SHGs), empowering them to manage their finances effectively.
5. Linkages with Government Schemes: Women will be linked with over 20 government ministries and institutions offering different welfare programs.

Eligibility Criteria for Lakhpati Didi Yojana

1. The applicant must be a female Indian citizen.
2. The applicant’s age should be between 18 and 50 years.
3. The applicant must be a member of a Self-Help Group (SHG).
4. The annual family income should not exceed ₹3 lakh.
5. No family member should be employed in a government position.

Important Documents for Lakhpati Didi Yojana Application

1. Aadhaar Card
2. PAN Card
3. Income Certificate
4. Residence Proof
5. Educational Certificates
6. Bank Account Details
7. Passport-sized Photograph
8. Mobile Number

How to Apply for Lakhpati Didi Yojana Online

1. Visit the official website: lakhpatididi.gov.in.
2. Click on the “Sign Up” button to register.
3. Enter the required details and log in using OTP.
4. Fill out the application form and upload the necessary documents.
5. Submit the form to complete the application process.

How to Apply Offline for Lakhpati Didi Yojana

1. Obtain the application form from the nearest Child Development Department office.
2. Fill out the form with accurate details and attach the required documents.
3. Submit the completed form to the department and collect the receipt of the submission.

Frequently Asked Questions (FAQs):

1. What is Lakhpati Didi Yojana?
   • This is a government initiative aimed at financially empowering and making women self-reliant.
2. What financial assistance does the scheme provide?
   • Women can receive an interest-free loan of up to ₹5 lakh.
3. How can women apply for this scheme?
   • Women can apply through both online and offline methods.
4. Who is eligible for this scheme?
   • Women aged 18 to 50 years, who are part of a Self-Help Group (SHG), and have a family income of less than ₹3 lakh per year.
5. Will there be any training programs?
   • Yes, training in business management, agriculture, livestock development, and more will be provided.

Conclusion: The Lakhpati Didi Yojana is a significant step towards empowering women, making them economically independent, and providing them with the resources and training needed to succeed in business. This scheme not only boosts their income but also enables them to manage and expand their businesses successfully.